The OS for Shared Life

Stop splitting bills.
Start building a life.

Accordly is the comprehensive platform for finances, shared tasks, and honest communication — built for couples, roommates, siblings, and everyone doing life with someone else.

$127B
Shared housing market
42%
U.S. adults cohabiting
1 in 5
Adults with executive function challenges
The Relationship Insight

Every relationship has a conversation
no one quite knows how to start

You start sharing a space — or splitting a flat, or inheriting a family situation. There's always a moment where you know you should talk about money, expectations, and responsibilities. But the timing never feels right.

"Accordly isn't just for people already in conflict. It's the app you introduce early — when everything still feels possible — so it never has to get hard."

The habits you build at the beginning become the foundation. When difficult conversations feel natural from day one, they stop being difficult.

People sharing a moment together
The Problem

Shared life is beautiful.
Managing it together is hard.

People share homes, bills, chores, and dreams — but they've never had one thoughtful place to do it. So they patch it together with spreadsheets, passive notes, and avoided conversations.

Scattered finances

Venmo threads, spreadsheets, guesswork, and that recurring guilt of not knowing who owes what. No shared source of truth — just growing tension.

Unspoken expectations

Who cleans the bathroom? Who handles the vet? Who remembers to water the plants? Assumptions pile up until something small becomes the last straw.

Conversations that go wrong

Text messages cannot carry tone. A simple reminder becomes a fight. People avoid the conversation entirely — which only makes things worse.

Executive function overload

For ADHD brains and busy people alike, "just remember to do it" is not a system. Without structure, shared tasks fall through the cracks every time.

The Solution

Four pillars of a well-run shared life

Accordly is a complete platform — built to handle everything that comes with sharing your life with someone else, calmly and intelligently.

01

Our Agreement

Guided onboarding that helps any pair or group define expectations before any of it becomes an issue.

  • Rent and bill split agreements
  • Chore schedules and cleaning standards
  • Guest policies and quiet hours
  • Pet care and plant care responsibilities
  • Custom ground rules and conflict protocols
02

Money

A comprehensive financial backbone — not a workaround — for everything you share financially.

  • Joint savings goals (trips, deposits, furniture)
  • Smart bill splitting with custom ratios
  • Task-for-pay marketplace
  • Photo and email receipt capture
  • Real-time balance tracking and settlement
03

Tasks + Done Dots

Physical NFC stickers on appliances turn shared tasks into satisfying taps. No more "did you do the dishes?"

  • Dishwasher, trash, laundry, fridge
  • Pet feeding stations and vet reminders
  • Plant watering schedules
  • ADHD-friendly tap-to-confirm rituals
  • Streak tracking and habit building
04

Vibe Check + Cordi

Monthly guided check-ins, AI tone detection, and calm rewrites — facilitated by Cordi, your AI peacekeeper.

  • Monthly 5–10 min structured discussions
  • Real-time message tone detection and rewriting
  • Fairness alerts when contributions drift
  • Neutral compromise proposals
  • Check-in summaries and action items
Who It's For

Built for everyone who shares space and a life

Romantic Partners

Start the financial conversation early, before it ever becomes a conflict.

Roommates

Clear agreements make life together smooth, whether you knew each other or not.

Siblings & Family

Family dynamics plus shared bills is its own category. Accordly handles the logistics.

Close Friends

Keep money stuff clean and accountable with the people you'd do anything for.

Pet Parents

Who feeds Mochi in the morning? Who handles the vet? Now everyone knows.

Plant Parents

The monstera gets watered. The succulents get their sun. Plant care lives in the task schedule.

Person with their dog

Your pets and plants
live here too.

Mochi needs feeding twice a day. The monstera needs water on Tuesdays. These are real shared responsibilities — and they belong in your shared task system alongside rent and dishes.

Financial Layer

Comprehensive fintech,
designed for real relationships

This is not a bill-splitting app with a few extras. Accordly's financial layer is a full-stack shared money system — savings, splitting, settlement, and strategy — all in one place.

Joint savings goals

Portugal trip, new couch, vet emergency fund — automatic contribution tracking and progress visibility.

Task-for-pay marketplace

Can't do the dishes tonight? Offer your flatmate $10. Built-in swaps with instant settlement.

Smart bill splitting

Custom ratios, recurring expenses, auto-categorization, and one-tap settlement via bank or card.

Receipt capture

Forward email receipts or snap a photo — OCR extracts amounts, dates, and categories automatically.

February Overview
Shared Finances
All settled
You paid this month$847.25
Your fair share$623.50
Alex owes you$223.75
Joint Goals
Trip to Lisbon68%
New couch34%
Mochi's vet fund52%

Today's Tasks

12-day streak
Unload dishwasher
Tap Done Dot to confirm
A
Take out trash
Alex · 2 hours ago
Feed Mochi (morning)
Amna · due by 8am
M
Water the monstera
Alex · done yesterday
Grocery run (shared)
This weekend · both
B
Tasks + Done Dots

Physical accountability.
Zero friction.

Stick an NFC Done Dot on your dishwasher, fridge, laundry room, or your cat's feeding station. Tap your phone when done. Logged, timestamped, confirmed. No ambiguity, no nagging.

Tap. Done. Logged.ADHD-friendly, concrete, immediate. The satisfaction of a physical confirmation built into your daily rhythm.

Pets & Plants live here too

Mochi needs feeding twice a day. The monstera needs water on Tuesdays. These are real shared responsibilities — and they belong in your shared task system alongside rent and dishes.

Cordi — Your AI Guide
Cordi — soft-spoken, wise, always in your corner
Meet Cordi

Your AI guide
to shared life

Soft-spoken · Wise · Drops truth like Eeyore

Cordi is not a chatbot. She is the calm, neutral presence in your shared life — watching for imbalances, smoothing tense messages, and making sure every monthly check-in actually leads somewhere. She speaks rarely, but when she does, it matters.

"Most money arguments aren't really about money. They're about feeling safe."
"The thing that drew you together will, eventually, push you apart. Unless you name it first."
"Small daily habits hold more than grand gestures ever could."

Functional Partnership

Every couple has a prenup — either the one they wrote, or the one the state wrote for them.

Financial Transparency

Money is rarely just math. It is about safety, history, and what was never said out loud.

The Polarity Trap

What attracts you to each other can, over time, become the thing you resent. Name it early.

Relationships as Chapters

A relationship that ends is not a failure. It is a chapter — and chapters have something to teach.

Cordi in Action

A calm voice
when you need one

Cordi watches, listens, and speaks when it matters. She does not take sides. She offers clarity.

Two people using Accordly on their phones

Message rewriting

Turn "You NEVER do the dishes" into "Hey, I've been handling dishes solo — can we rebalance?" Tone preserved. Damage prevented.

Fairness detection

Cordi notices when contributions drift — financially or domestically — and flags it gently before it becomes a resentment.

Monthly Vibe Checks

A structured 5–10 minute guided check-in. Cordi asks, you both answer honestly, action items get logged and remembered.

Compromise proposals

When you're stuck, Cordi offers neutral, data-informed options. Not opinions. Not advice. Just clarity.

Cordi
Cordi
Your AI peacekeeper
I noticed groceries have been split 50/50, but your income ratio is closer to 60/40. Want me to check if that still feels fair?
Honestly yeah — it's been on my mind.
That's worth addressing. I can draft a new proposal for Alex — framing it around numbers, not feelings. Want me to write that?
Yes please.
Done. I've queued a Vibe Check for Tuesday. You'll both get a calm, structured prompt to review it together. No awkward texts needed.
Built for Busy Brains

ADHD-first design
for everyone

One in five adults experiences executive function challenges. Shared living amplifies every one of them. Accordly does not assume you will just remember. It removes the need to.

Concrete, specific tasks

Not "clean the kitchen." Instead: "unload dishwasher," "wipe counters," "check expiry dates in fridge."

Physical completion rituals

Tapping a Done Dot creates immediate, satisfying feedback. No working memory required whatsoever.

Visual streaks and progress

Gamified consistency. Streaks, graphs, and habit anchors that sustain motivation without pressure.

AI buffer for hard follow-ups

Cordi handles emotionally charged messages — reducing rejection sensitivity and social friction around accountability.

42%

of adults with ADHD report relationship difficulties tied to executive function challenges

3.2×

higher likelihood of cohabitation conflict among adults with untreated ADHD

68%

of people with ADHD say visual reminders and structured routines improve follow-through

Market Timing

Why this, why now

01

Cohabitation is the norm

42% of U.S. adults now live with a partner, roommate, or family member outside traditional marriage. Gen Z and Millennials delay marriage but share homes and finances years earlier.

02

ADHD diagnoses are surging

Adult ADHD diagnoses grew 57% between 2020 and 2023. Over half diagnosed in adulthood. Awareness and telehealth are driving a wave of late discovery.

03

Fintech infrastructure is ready

Embedded finance APIs and instant settlement rails now make it practical to build a full financial layer inside a relationship app without a banking license.

04

People trust AI for communication

Users already rely on AI to improve how they communicate. Cordi is the natural extension of that behaviour into shared domestic life.

05

Physical + digital UX is mainstream

NFC is ubiquitous via Apple Wallet and Google Pay. Users expect physical-digital bridges. Done Dots meet them exactly where they already are.

06

Relationship tech is underfunded

Despite a massive addressable market, the space for shared-life coordination remains fragmented. No single platform owns "living together well." Yet.

Explore the Build

Everything in one place

All deliverables — screens, flows, and the investor deck — ready to view and download.

Business Model

Multiple revenue streams.
High lifetime value.

Primary

Freemium SaaS

  • Free tier: 1 shared setup, basic reminders, simple splits
  • Pro at $9.99/mo: unlimited setups, Cordi AI, Done Dots kit, savings goals, analytics
  • High retention — average cohabitation exceeds 2 years
Growth

Transaction Revenue

  • 0.3% interchange on card-funded settlements and task payments
  • $0.99 per same-day ACH instant transfer
  • Interest spread via neobank deposit partnerships
Strategic

B2B2C Partnerships

  • White-label for co-living operators and property managers
  • Therapist and relationship coach dashboards
  • Legal tech exports to HelloPrenup and family law platforms
  • ADHD platform integrations
Ancillary

Hardware

  • Done Dots Starter Kit $19.99 — 5 NFC dots + onboarding guide
  • Expansion packs $9.99 for 3 additional dots
  • Co-branded kits with appliance and smart home partners
Target CAC
$12
Organic social, influencer, co-living referrals
Projected LTV
$340
28-month avg retention · $9.99/mo + transaction revenue
LTV:CAC Ratio
28:1
Best-in-class for consumer fintech SaaS
Strategic Opportunities

Partnership verticals

Co-Living & Property Management

White-label Accordly for co-living operators and landlords. Reduce tenant conflict, improve retention rates.

Revenue share on premium conversions

Wedding & Relationship Platforms

Partner with The Knot, Zola, Honeyfi. Accordly as the natural "move in together" step post-celebration.

Affiliate commission + co-marketing

Legal Tech & Family Law

Integration with HelloPrenup, LegalZoom. Export Accordly setups as cohabitation agreements or prenup inputs.

Referral fees for attorney review upgrades

ADHD & Mental Health

Partner with Inflow, Ahead, CHADD, and therapy platforms. Accordly as executive function support for shared living.

Cross-promotion + API integration

Neobanks & Fintech

Embed savings accounts via Chime, SoFi, or treasury APIs. Branded cards, instant settlement, interchange share.

Transaction revenue split + deposit growth

Smart Home & IoT

Co-market Done Dots with Samsung SmartThings, Google Home, and appliance brands. Bundle NFC with dishwashers.

Hardware revenue + brand sponsorship
Investment Opportunity

Building the OS
for shared life

Accordly sits at the intersection of fintech, relationship tech, and executive function support — a category that does not yet exist, which means the winner owns it entirely.

$127B Total Addressable Market

Shared housing market plus embedded fintech across every relationship type

Multiple monetization paths

SaaS, transaction fees, B2B2C licensing, hardware — diversified from day one

Built-in viral loop

Every user invites at least one other person. Network effects are structural, not engineered.

AI-native differentiation

Cordi is the moat. Not a feature — the entire tone, trust, and feel of the product depends on her.